Customizable • Flexible • Transparent
Offering opportunities for growth potential and principal protection, IndexFlex combines the predictability of an index-linked account with the investment flexibility of a variable annuity.
The time is now for a flexible annuity.
Learn how IndexFlex offers principal protection guarantees with upside potential and investment flexibility.
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Founded in 1845, New York Life Insurance Company (NYLIC) and its family of companies share a commitment to be there for our customers when they need us—whether that’s today or decades into the future. IndexFlex is issued by New York Life Insurance and Annuity Corporation (NYLIAC), a wholly owned subsidiary of NYLIC that was established in 1982. Both NYLIC and NYLIAC have received the highest ratings for financial strength currently awarded to any U.S. life insurer by four independent rating agencies.1
A++
(Highest)
A.M. Best
AAA
(Highest)
Fitch Ratings
Aaa
(Highest)
Moody's Investors Service
AA+
(Highest for a U.S. life insurer)
Standard & Poors8
A++
(Highest)
AAA
(Highest)
Aaa
(Highest)
AA+
(Highest for a U.S. life insurer)
A.M. Best
Fitch Ratings
Moody's Investors Service
Standard & Poors8
Provider of Principal-Protected Variable Annuities since 20113
Provider of Income Annuities since 20061
For more information, please call the New York Life Annuities Sales Desk at (866) 548-3904.
For more complete information, please refer to the New York Life IndexFlex Variable Annuity–FP Series Prospectus. Click here to view a current product and funds prospectus, or call the New York Life Annuity Service Center at 1-800-762-6212. Investors are asked to consider the investment objectives, risks, charges and expenses of the investment carefully before investing. Both the product prospectus and the underlying fund prospectuses contain this and other information about the product and underlying investment options. Please read the prospectuses carefully before investing.
1. Individual independent rating agency commentaries as of 10/15/2020: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+). The financial strength ratings do not imply approval of the variable annuity, nor do they relate to its performance.
2. As of 12/31/2019 and is based on premium amounts as reported by LIMRA Variable Annuity Guaranteed Living Benefit Election Tracking Survey.
3. LIMRA as of 12/31/2019, based on premium.
Variable annuities are long-term financial products used for retirement purposes. Variable annuities contain certain fees and charges and there are risks, restrictions, and limitations to consider. Variable annuities are subject to market risk including possible loss of principal. Withdrawals or surrenders may be subject to ordinary income taxes and, if made prior to age 59 1/2, may be subject to a 10% IRS penalty. Guarantees are based on the claims-paying ability of New York Life Insurance and Annuity Corporation (NYLIAC). A financial professional can provide cost information and complete details.
This material is general in nature and is being provided for informational purposes only. It was not prepared, and is not intended, to address the needs, circumstances and/or objectives of any specific individual or group of individuals. New York Life and its affiliates are not making a recommendation to purchase any specific products. For advice regarding your personal circumstances, you should consult with your own independent financial and tax advisors.
In most jurisdictions, the policy form numbers are New York Life IndexFlex Variable Annuity–FP Series (ICC20V-P02 or it may be NC20V-P02).