We know how demanding your role is and recognize that time and clarity are essential in every client interaction. That’s why New York Life’s annuity program is built to streamline your workflow—whether it’s finding new opportunities, simplifying complex concepts, or tracking business with ease.
I want to:
Easier Opportunities
Every advisor’s network holds untapped opportunities. Our specialized tools and expertise can help you quickly identify clients who are ready for annuity solutions that offer better value. We know that clients often seek lower costs and simpler options, and we’ll help you find those prospects.
Easier Conversations
Annuities can be complex, but that doesn’t mean explaining them has to be. New York Life’s intuitive visuals simplify the process, helping you guide clients through their options with ease.
By using our interactive brochures and product comparison tools, you’ll be able to offer clear visuals and explanations, making the benefits of an annuity easy to grasp.
Easier New Business Experience
When you’re closing new business, we know that every detail matters. Our streamlined process is designed to move things along quickly and efficiently, from the first step through final processing. Most new cases are completed within a few days, and with our AppTracker, you can monitor everything in real-time.
Watch the AppTracker video to learn more.
Our business decisions are never driven by the good opinion of Wall Street analysts. We answer to our policyholders—always with an eye to the long term, but we think Wall Street would be impressed:
A++
(Highest)
A.M. Best
AAA
(Highest)
Fitch Ratings
Aaa
(Highest)
Moody's Investors Service
AA+
(Highest for a U.S. life insurer)
Standard & Poors8
A++
(Highest)
AAA
(Highest)
Aaa
(Highest)
AA+
(Highest for a U.S. life insurer)
A.M. Best
Fitch Ratings
Moody's Investors Service
Standard & Poors8
#1
Largest Mutual Life
Insurer in U.S.1
Highest
Financial Strength Ratings for any U.S. life insurer2
Highest
COMDEX RANKING3
100
$22.7B
in Annuity Sales (2022)4
#1
Fortune, World’s Most Admired Companies
Insurance Life and Health (2/1/21)5
Best Customer Service
Newsweek Award (2023)
Provider of Income Annuities since 20066
Provider of Fixed Deferred Annuities since 20106
Provider of Principal-Protected Variable Annuities7
Who We Are
Our legacy of financial strength is built on our longstanding tradition of putting people first.
For Financial Professional Use Only: Not to be Distributed to the Public.
Disclosures:
1. Based on revenue as reported by “Fortune 500 ranked within Industries, Insurance: Life, Health (Mutual),“ Fortune magazine, 6/2/2021. For methodology please see Fortune's website.
2. New York Life has the highest financial strength ratings currently awarded to any U.S. life insurer from all four of the major credit rating agencies. Individual independent rating agency commentary: A.M. Best A++, Fitch AAA, Moody’s Investors Service Aaa, Standard & Poor’s AA+ as of 11/17/23.
3. Individual independent rating agency commentary as of 10/18/22: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+). A.M. Best (Financial Strength): A Best’s Financial Strength Rating is an opinion of an insurer’s ability to meet its obligations to policyholders.
4. Total annuity sales represent premiums on our deferred annuities (both fixed and variable) and on our guaranteed income annuities. Sales are generally recognized when premiums are received. Annuities are primarily issue by NYLIAC.
5. Source: Fortune, as of March 2021.
6. Source: LIMRA as of 12/31/2023, based on premium.
7. Source: LIMRA as of 12/31/2023, derived from cumulative sales 1/1/23-12/31/23, based on premium. "Principal protection" is provided by the Investment Preservation Rider-FP Series, an optional rider for an additional fee.