Overview
Overview
IndexFlex offers a powerful blend of principal protection and growth potential in a single retirement solution.
Certainty
No matter how the market performs, the principal investment is always guaranteed1, and won’t erode with market downturns.
Flexibility
Capture market upside—without the downside. Investors choose from leading market indices like the S&P 500®2 or Russell 2000,®3 can select their preferred crediting method, or opt for a fixed interest account (where approved).
Tax Efficiency
IndexFlex allows interest to grow tax-free until the investor is ready to access their savings. This allows more money to stay invested and compound over time.
Literature
Literature
Literature
Easily access New York Life Fixed Indexed Annuity annuity sales and marketing material in one place.
Rates
Rates
New York Life Secure Term Fixed Annuity V
Premium Amount |
3 Year |
4 Year |
5 Year |
6 Year |
7 Year |
|---|
Rates are effective as of {date} and are subject to change at any time.
At the end of the initial interest rate guarantee period, the policy will receive a new renewal rate each anniversary that is based on the accumulation value. That rate will not be less than the guaranteed minimum interest rate (GMIR) stated in the policy. Please call your representative for current interest rates on premium amounts of $1,500,000 or more. The interest rate is an effective annual yield based upon a nominal rate which is compounded daily. Yields assume no additions or withdrawals made during the guaranteed period. After the initial guaranteed interest rate period, the policy will receive a renewal interest rate that is guaranteed for one year which will never be less than your GMIR as stated in your policy. For policies issued in New York, the GMIR is redetermined on each policy anniversary following the initial interest rate guarantee period. Minimum initial premium is $5,000. Additional premiums are not permitted. Policies with premium amounts of $1 million or more require prior New York Life Insurance and Annuity Corporation approval.
The New York Life Secure Term MVA Fixed Annuity II is issued by New York Life Insurance and Annuity Corporation (NYLIAC) (A Delaware Corporation), a wholly owned subsidiary of New York Life Insurance Company, 51 Madison Avenue, New York, NY 10010.
The policy form number for the New York Life Secure Term MVA Fixed Annuity II is ICC10-P112 in most jurisdictions; in some states, it may be 210-P112, and state variations may apply. All guarantees are dependent upon the claims-paying ability of NYLIAC.