Required training serves everyone’s best interest.

The NAIC requires meeting training requirements before selling an annuity. Training requirements vary from state to state; jurisdiction of the sale is generally determined by the owner’s state of residence. To avoid a Not in Good Order (NIGO) application, training must be completed before the application date. 

Firm Requirements
Firm
Training
Instructions
Additional Details

All Firms (except those listed below)

1

Charles Schwab

1

UBS

1

Kaplan

1

Wells Fargo

1

Kaplan

1

Please go to the training page at InfoMAX> Products> Annuities> Training.

1

Product carrier training is required on all new business transactions in all states.

1
State Requirements

New business validation is required by the dates listed below in states that have adopted the regulation. New York Life provides product-specific training at no cost. For State General Annuity training, producers should use one of their firm’s preferred training vendors.

State
For producers licensed prior to the product specific training effective date: Effective Dates Product Specific Annuity Training
For producers licensed prior to the product specific training effective date: Effective Dates State General Annuity Training
For producers licensed after the effective date: Effective Dates both Product Specific and State Required General Annuity Training (Must complete both training requirements by the date listed or prior to selling)

Alabama

1

1/1/2017

1

1/1/2017

1

1/1/2017

1

Alaska

1

1/1/2012

1

4/6/2012

1

1/1/2012

1

Arizona

1

12/31/2017

1

12/31/2020***

1

12/31/2020

1

Arkansas

1

Not Required

1

7/8/2021****

1

1/1/2022

1

California

1

1/1/2012

1

Existing Annuity Training Requirements*

1

1/1/2012

1

Colorado

1

4/1/2012

1

10/1/2014

1

4/1/2011

1

Connecticut

1

2/18/2012

1

8/18/2012

1

2/18/2012

1

Delaware

1

6/1/2017

1

8/1/2021***

1

8/1/2021

1

District of Columbia

1

6/24/2011

1

12/24/2011

1

6/24/2011

1

Florida

1

10/1/2013

1

N/A

1

10/1/2013

1

Georgia

1

3/1/2016

1

9/1/2016

1

3/1/2016

1

Hawaii

1

1/1/2012

1

1/31/2012

1

1/1/2012

1

Idaho

1

6/15/2013

1

7/1/2021***

1

7/1/2021

1

Illinois

1

7/1/2012

1

7/1/2012

1

7/1/2012

1

Indiana

1

1/1/2012

1

1/1/2012

1

7/1/2012

1

Iowa

1

1/1/2011

1

1/1/2021***

1

1/1/2021

1

Kansas

1

6/1/2013

1

12/1/2012

1

6/1/2013

1

Kentucky

1

1/1/2012

1

7/1/2012

1

1/1/2012

1

Louisiana

1

8/15/2012

1

1/1/2013

1

8/15/2012

1

Maine

1

11/1/2015

1

5/1/2016

1

11/1/2015

1

Maryland

1

11/1/2011

1

5/1/2012

1

11/1/2011

1

Massachusetts

1

10/1/2016

1

1/1/2017
(if licensed before 7/1/2016)

1

10/1/2016

1

Michigan

1

6/1/2013

1

6/29/2021***

1

6/29/2021

1

Minnesota

1

8/15/2013

1

7/1/2014

1

7/1/2014

1

Mississippi

1

9/1/2013

1

9/1/2014

1

9/1/2013

1

Missouri

1

3/30/2017

1

9/30/2017

1

3/30/2017

1

Nebraska

1

1/1/2013

1

1/19/2013

1

1/1/2013

1

New Hampshire

1

1/1/2015

1

7/1/2015

1

1/1/2015

1

New Jersey

1

8/4/2013

1

8/4/2013

1

8/4/2013

1

New York

1

6/30/2011

1

8/1/2019

1

8/1/2019

1

North Dakota

1

8/1/2011

1

7/30/2012

1

8/1/2011

1

Ohio

1

7/1/2011

1

2/14/2021***

1

2/14/2021

1

Oklahoma

1

Not Required

1

7/14/2011

1

7/14/2011

1

Oregon

1

7/1/2011

1

7/1/2011

1

1/1/2012

1

Pennsylvania

1

12/26/2018

1

12/26/2018

1

12/26/2018

1

Rhode Island

1

6/1/2011

1

4/1/2021***

1

4/1/2021

1

South Carolina

1

9/25/2011

1

3/25/2012

1

9/25/2011

1

South Dakota

1

7/1/2012

1

1/1/2013

1

7/1/2012

1

Tennessee

1

11/1/2015

1

5/1/2016

1

11/1/2015

1

Texas

1

9/1/2011

1

3/1/2012**

1

9/1/2011

1

Utah

1

5/26/2012

1

Not Required

1

5/26/2012
(Product training required only)

1

Virginia

1

4/1/2017

1

1/1/2018

1

Product: 4/1/2017,
State: 1/1/2018

1

Washington

1

3/29/2012

1

9/29/2012

1

3/29/2011

1

West Virginia

1

7/1/2011

1

1/1/2012

1

7/1/2011

1

Wisconsin

1

5/1/2011

1

11/1/2011

1

5/1/2011

1

Wyoming

1

9/26/2014

1

3/26/2015

1

9/26/2014

1

Reciprocity - Product specific training is valid in all states. State General Training taken in one state may be used to satisfy the requirement in other States that have the same requirement, except in California for licensed resident producers. State General annuity training completed in CA is accepted by other states, but CA will not accept other states' general annuity training (one way reciprocity). New York is not a reciprocity state.

*California: Eight-hour initial annuity training required as part of the licensing requirements. A four-hour general annuity training course must be completed every two years prior to license renewal.

**Texas: A four-hour general annuity course must be completed every other year by resident and non-resident producers. An existing 8 hour general annuity training is required as part of licensing requirements for Resident producers.

***Producers licensed prior to the state effective date will have a grace period to complete a new Best Interest course.

****Both new and existing producers will have a grace period to complete a new Best Interest course.

State general annuity training certificates of completion obtained from vendors other than RegEd or Kaplan can be e-mailed to IPS_MST_PROD_SRV@newyorklife.com or faxed to (888) 222-3259.

Our Annuities

Our suite of solutions helps prepare for retirement with confidence and peace of mind.

Start Here

Resources

Our tools help financial professionals lay a solid retirement foundation.

Get Started

Who We Are

Our legacy of financial strength is built on our longstanding tradition of putting people first.

Learn More

1. Principal protection is referencing a variable annuity with the purchase of an accumulation benefit rider which is offered through NYLIFE Securities LLC, (member FINRA/SIPC), A Licensed Insurance Agency. NYLIFE Securities LLC is a New York Life Company.