This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Elite Variable Annuity.  For current to the most recent month-end performance including average total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested. The New York Life Elite Variable Annuity differs from many other variable annuity policies in that the Mortality and Expense Risk and Administrative Costs Charge is calculated as a percentage of the Adjusted Premium Payments under the policy (excluding premiums allocated to the Fixed Account), rather than as a percentage of Separate Account assets. Therefore, the 1.70% charge is not reflected in the performance of the Investment Divisions, but will be deducted on a quarterly basis by reducing the number of Accumulation Units in the Investment Divisions you have selected. In a rising market, since each Accumulation Unit will have a relatively greater value, fewer Accumulation Units will be deducted from your policy for the Mortality and Expense Risk and Administrative Cost Charge. In a declining market, since each Accumulation Unit will have a relatively lower value, more Accumulation Units will be deducted from your policy for the Mortality and Expense and Administrative Cost Charge. The value of your policy will depend on the number of accumulation units you own and the value of those units. A policy service charge of $30 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the accumulation value is less than $100,000.00. The Investment Divisions offered under the New York Life Elite Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Premium Plus Variable Annuity. For current to the most recent month-end performance including average annual total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account expense charge of 1.60% but does not include any credits applied. A policy service charge of $30 is not included in these charges, but will be deducted from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the Accumulation Value is less than $100,000.00. The Investment Divisions offered under the New York Life Premium Plus Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Premium Plus II Variable Annuity. For current to the most recent month-end performance including average annual total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account expense charge of 1.75% but does not include any credits applied. A policy service charge of $30 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the accumulation value is less than $100,000.00. The Investment Divisions offered through the New York Life Premium Plus II Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Plus Variable Annuity. For current to the most recent month-end performance including average annual total returns, please click on the Performance Summary tab.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividend reinvested and includes an annualized separate account expense charge of 1.40%. A policy service charge, equal to the lesser of $30 or 2% of the accumulation value of the policy, is not included in these charges, but will be deducted each year from the policy's accumulation value on the policy anniversary and upon surrender if on that date the Accumulation Value is less that $20,000.00. The Investment Divisions offered under the New York Life Plus Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking accumulation unit values of the Investment Divisions of the New York Life Plus II Variable Annuity. For current to the most recent month-end performance, including average annual total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account expense charge of 1.45%. A policy service charge of $30 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the Accumulation Value is less than $50,000.00. The Investment Divisions offered under the New York Life Plus II Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking the accumulation unit values of the Investment Divisions of the New York Life Select Variable Annuity. For current to the most recent month-end performance including average annual total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account expense charge of 1.85%. A policy service charge of $50 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the Accumulation Value is less than $100,000.00. The Investment Divisions offered under the New York Life Select Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.

This daily updated chart is your resource for tracking accumulation unit values of the Investment Divisions of the New York Life Access Variable Annuity. For current to the most recent month-end performance, including average annual total returns, please see the Prospectuses & Performance Summaries section.

Performance data quoted represents past performance. Past performance is no guarantee of future results. Due to current market volatility, current performance may be lower or higher than the figures shown. The investment return and the accumulation value of your policy will fluctuate so that a policy, when surrendered, may be worth more or less than the premium payments. All performance reflects the percentage change for the period shown with capital gains and dividends reinvested and includes an annualized separate account expense charge of 1.55%. A policy service charge of $40 is not included in these charges, but will be deducted each year from the policy's Accumulation Value on the policy anniversary and upon surrender if on that date the Accumulation Value is less than $50,000.00. The Investment Divisions offered under the New York Life Access Variable Annuity and described herein are different from mutual funds that may have similar names but are available directly to the general public. Investment results may differ.

New allocations to the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions will not be accepted from Policyowners who were not invested in the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Division on February 17, 2012. For existing Policyowners, if you remove all of your Accumulation Value from the MainStay VP Eagle Small Cap Growth - Initial Class or MainStay VP Janus Balanced - Initial Class Investment Divisions on or after February 17, 2012, you will not be able to reinvest in these Investment Divisions. The MainStay VP Eagle Small Cap Growth - Service Class and MainStay VP Janus Balanced - Service Class impose a 12b-1 fee.

Some investment options may not be available in every product or policy. If optional living benefits are elected, investment restrictions may also apply.