Whether markets are calm or volatile, the prices of stocks and bonds go up and down in the short term. By taking a long-term view, investors can manage through virtually any market environment. These resources can help investors plan for retirement with volatility in mind.

Provider of Income Annuities since 20061

Provider of Principal Protected Variable Annuities2

Founded in 1845, New York Life Insurance Company (NYLIC) and its family of companies share a commitment to be there for our customers when they need us—whether that’s today or decades into the future. Variable annuities are issued by New York Life Insurance and Annuity Corporation (NYLIAC), a wholly owned subsidiary of NYLIC that was established in 1982. Both NYLIC and NYLIAC have received the highest ratings for financial strength currently awarded to any U.S. life insurer by four independent rating agencies.1

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1. Individual independent rating agency commentary as of 11/17/23: A.M. Best (A++), Fitch (AAA), Moody’s Investors Service (Aaa), Standard & Poor’s (AA+).

2. As of 12/31/2023 and is based on premium amounts as reported by LIMRA Variable Annuity Guaranteed Living Benefit Election Tracking Survey.

3. LIMRA as of 12/31/2023, derived from cumulative sales 1/1/23-12/31/23, based on premium. “Principal protection” is provided by the Investment Preservation Rider–FP Series, an optional rider for an additional fee.